It's Easy As

Borrow up to $2000 in three simple steps:

1. Create an account
2. Connect your bank
3. Cash out*

*Subject to eligibility. T&Cs apply.

Extra Cash, Anytime, Anywhere

Get cash exactly when you need it with the Beforepay Pay Advance.

Featuring simple sign-ups, 24/7 access, and crystal-clear fees.

From sign–up to cash in your account in as little as 5 minutes

  1. Verify your income

    Zero paperwork—just connect your bank accounts in the Beforepay app. We use the same security and encryption as your bank to calculate your loan limit (without impacting your credit score).
  2. Verify your identity

    Fill in your ID details. We’ll do a quick verification check, and then unlock your ability to borrow online in minutes.
  3. Cash out

    Push the button, and money is sent to your account immediately; ready for you to use anywhere!

Be prepared for whatever life throws your way.

  1. Borrow up to $2000

    Sometimes life throws us curve balls, and you need a bit of extra cash to keep your balance—we get it. With us in your back pocket, you’re always on the front foot.
  2. As quick as 5 minutes

    Not a paper form in sight, and no humans slowing things down. Make a cuppa, and you can sign up online, and have cash in your bank, before your tea goes cold.
  3. Transparent fees

    We lay everything out from the get-go, so you know exactly what you’ll owe–no late fees, no hidden costs–just simple transparency.
  4. Repay in up to 4 instalments

    We’ve got the smarts to time your repayments with your paycheck, so we get paid when you do! Simple, and worry–free.