Tap. Borrow. Breathe.

It's easy to access extra cash when you need it, with Beforepay Pay Advance.

Just a couple taps is all it takes to create an account and get up to $2000 in as little as 5 minutes. No hidden fees, no credit checks, no worries.

Get Started

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An easier way with Beforepay

Ready to use immediately: We transfer your loan directly into your bank account, giving you the flexibility to pay whatever you need to, however you need to.
Get back to what matters: Easy signups and fast approvals mean funds hit your account in as little as 5 minutes.
Made for today, not your past: Beforepay doesn't do standard credit checks. We assess you based on your current financial situation, not your ancient history.
No stress, just clarity: See all the fees and total costs of your loan, upfront. No catch, just cash when you need it.
One size fits you: Every loan limit is tailored to you and your circumstances, providing personalised support when unexpected expenses arise.
Anytime, anywhere access: We’re completely digital and by your side 24/7. Access extra funds with just a few taps on a smartphone or clicks on a computer.
Stay in control: Flexible repayment schedules allow you to pay back your loan across up to 4 pay cycles.

From sign–up to cash in your account in as little as 5 minutes

1
Verify your income
Zero paperwork—just connect your bank accounts in the Beforepay app. We use the same security and encryption as your bank to calculate your loan limit (without impacting your credit score).
2
Verify your identity
Fill in your ID details. We’ll do a quick verification check, and then unlock your ability to borrow online in minutes.
3
Cash out
Push the button, and money is sent to your account immediately; ready for you to use anywhere!

Be prepared for whatever life throws your way.

Borrow up to $2000

Sometimes life throws us curve balls, and you need a bit of extra cash to keep your balance—we get it. With us in your back pocket, you’re always on the front foot.

As quick as 5 minutes

Not a paper form in sight, and no humans slowing things down. Make a cuppa, and you can sign up online, and have cash in your bank, before your tea goes cold.

Transparent fees

We lay everything out from the get-go, so you know exactly what you’ll owe–no late fees, no hidden costs–just simple transparency.

Repay in up to 4 instalments

We’ve got the smarts to time your repayments with your paycheck, so we get paid when you do! Simple, and worry–free.

Tap. Borrow. Breathe.

An easier way with Beforepay

From sign–up to cash in your account in as little as 5 minutes

Verify your income

Verify your identity

Cash out

Be prepared for whatever life throws your way.