Loans to Make Life Easier 

Crack open a fair, transparent Pay Advance loan from Beforepay, designed to support you on your financial journey without judgement or hidden costs.

Borrow up to $2000 in as little as 5 minutes, with simple terms and clear fees. T&Cs apply.

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Borrow in 3 Simple Steps

Just Lending a Hand

  • Loans designed for real budgets: Borrow up to $2000 with the Beforepay Pay Advance to handle whatever life throws at you.
  • Ready to use immediately: We transfer your loan directly into your bank account, giving you the flexibility to pay whatever you need to, however you need to.
  • Get back to what matters: Easy signups and fast approvals mean funds hit your account in as little as 5 minutes.
  • Made for today, not your past: The Beforepay Pay Advance doesn’t require a standard credit check. We’ve got your back, good credit, bad credit, or no credit.
  • No stress, just clarity: See all the fees and total cost of your loan, upfront. No catch, just cash when you need it.
  • One size fits you: Every loan limit is tailored to you and your circumstances, providing personalised support when unexpected expenses arise.
  • Anytime, anywhere access: We’re completely digital and by your side 24/7. Access extra funds with just a few taps on a smartphone or clicks on a computer.
  • Stay in control: Flexible repayment schedules allow you to pay back your loan across up to 4 pay cycles.
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Be prepared for whatever life throws your way.

  1. Borrow up to $2000

    Sometimes life throws us curve balls, and you need a bit of extra cash to keep your balance—we get it. With us in your back pocket, you’re always on the front foot.
  2. As quick as 5 minutes

    Not a paper form in sight, and no humans slowing things down. Make a cuppa, and you can sign up online, and have cash in your bank, before your tea goes cold.
  3. Transparent fees

    We lay everything out from the get-go, so you know exactly what you’ll owe–no late fees, no hidden costs–just simple transparency.
  4. Repay in up to 4 instalments

    We’ve got the smarts to time your repayments with your paycheck, so we get paid when you do! Simple, and worry–free.
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Copyright © 2026 Beforepay Group Ltd, ABN: 63 633 925 505. All rights reserved. Terms and conditions apply. New customers are subject to eligibility criteria. 77 Castlereagh Street, Sydney NSW 2000
Beforepay Group Limited and its Beforepay goods and services are in no way sponsored, approved or affiliated with Quadpay Inc., Openpay Pty Ltd, Afterpay Pty Ltd, ZipMoney Payments Pty Ltd and their associated entities/affiliated companies.

Maximum repayment period is 62 days. There is no minimum repayment period.