Simple Loans Features

Access Your Pay Today

Why you should Beforepay:

Fast approvals: Have funds in your account in as little as 5 minutes. So you can get back to what matters.
Transparent fees: Know what you’ll owe, upfront, before you borrow. No catch, just cash when you need it.
Tailored loan limits: We don’t do one size fits all. Every loan is tailored to you and your circumstances. It’s as unique as you are!
Borrow anytime, anywhere: We’ve got your back 24/7. Whenever you need us, we’ll be by your side (in your pocket or on your computer screen), ready to lend.
Straight into your account: We transfer your funds directly into your bank account, giving you the flexibility to pay whatever you need to, however you need to.
Easy sign-ups: Create an account with just a few taps. No one’s got time for lengthy registrations.
Made for Aussies: Join over 1.5 million Australians who’ve already chosen Beforepay.

Verify your income

Zero paperwork—just connect your bank accounts in the Beforepay app. We use the same security and encryption as your bank to calculate your loan limit (without impacting your credit score).
Verify your identity

Fill in your ID details. We’ll do a quick verification check, and then unlock your ability to borrow online in minutes.
Cash out

Push the button, and money is sent to your account immediately; ready for you to use anywhere!

Borrow up to $2000

Sometimes life throws us curve balls, and you need a bit of extra cash to keep your balance—we get it. With us in your back pocket, you’re always on the front foot.
As quick as 5 minutes

Not a paper form in sight, and no humans slowing things down. Make a cuppa, and you can sign up online, and have cash in your bank, before your tea goes cold.
Transparent fees

We lay everything out from the get-go, so you know exactly what you’ll owe–no late fees, no hidden costs–just simple transparency.
Repay in up to 4 instalments

We’ve got the smarts to time your repayments with your paycheck, so we get paid when you do! Simple, and worry–free.