Short-Term Loans with Beforepay

Need short-term cash support? Beforepay Pay Advance lets eligible customers borrow up to $2,000†  with clear upfront costs and repayments over up to 4 instalments.

Apply in the app
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Short-Term Loan Support, Made Simple

Why choose Beforepay:

  • Loans designed for short-term needs: Borrow up to $2,000† with Beforepay Pay Advance to help manage temporary cash gaps.
  • Clear costs upfront: See the cost of your loan before you accept, so you know what you’ll owe from the start.
  • Fast funds if approved: If approved, your loan is sent directly to your bank account in minutes.
  • No hidden fees: Review your loan amount, cost and repayment schedule upfront before you accept so you can borrow with confidence.

From sign-up to funds in your account in as little as 5 minutes

  • 1

    Create your account

    No paperwork. Just download the Beforepay app or sign up online to get started!
  • 2

    Verify your eligibility

    Connect your bank and complete your ID check to help us assess your eligibility and calculate your approved loan limit (if eligible) in minutes.
  • 3

    Take out your loan

    If approved, you'll be able to review your loan amount, cost and repayment schedule. Once accepted, funds are sent to your account in minutes!
apply in the app

Short-term loans with clear costs

  1. Up to $2000†

    Beforepay Pay Advance can help eligible customers access short-term funds when they need extra support between pays.
  2. As quick as 5min

    Apply online through the Beforepay app and receive a fast eligibility outcome. If approved, funds can be sent to your account quickly.
  3. Clear fees

    We show your loan cost upfront, so you can review the details before you decide whether to accept.
  4. Repay in up to 4

    Repayments are aligned to your pay cycle, helping you manage your loan over a short repayment period.
apply in the app
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‍† Approved loan amounts are subject to Beforepay’s lending criteria and verification requirements.
Maximum repayment period is 62 days. There is no minimum repayment period.
Terms and conditions apply. All applications are subject to credit assessment, eligibility criteria and lending limits. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser. BPG Credit Pty Ltd, ABN 59 673 570 575, Australian Credit Licence 554659, is the credit provider for Beforepay Personal Loans. Beforepay Pay Advance is offered by Beforepay Finance Pty Ltd, ABN 45 636 670 525. Both entities are subsidiaries of Beforepay Group Limited, ABN 63 633 925 505. Level 9, Suite 1, 77 Castlereagh Street, Sydney NSW 2000. Beforepay Group Limited and its Beforepay goods and services are in no way sponsored, approved or affiliated with Quadpay Inc., Openpay Pty Ltd, Afterpay Pty Ltd, ZipMoney Payments Pty Ltd and their associated entities/affiliated companies. Bank logos and trademarks are the property of their respective owners and are used for identification purposes only. No endorsement or affiliation is implied.

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